Budgeting Basics teaches how to keep track of money earned and spent, figure out needs versus wants, and make a simple budget.

Next Steps Idaho - Budgeting Basics
Next Steps Idaho – Budgeting Basics provides tips for creating a first budget or improving an existing one. It explains how to build a budget that fits individual needs and supports personal goals. Important This resource is not fully accessible. The developers are working to address it.

Stukent Personal Finance Simulation
Thanks to ICCU, educators can access the Stukent Personal Finance Simulation at no cost for classroom use. The simulation allows students to practice real-life money skills such as budgeting, paying bills, filing taxes, and handling unexpected expenses in an engaging, hands-on environment. Each week, participants earn a paycheck and make financial decisions to manage money, build credit, and plan for the future. Registration is required. Important The accessibility of the PDF content on the Stukent website varies. They are aware of this issue and are working to fix it.

It's a Money Thing | CapEd - Building a Budget (video: 4 minutes, 1 second)
The Building a Budget video from CapEd’s It’s a Money Thing shows how to make a simple plan for money. It explains how giving every dollar a “job” can help a person save and spend wisely.

Saving and Banking teaches how to open and use checking and savings accounts, use ATMs, and learn about earning interest.

It's a Money Thing | CapEd
CapEd Credit Union's It's a Money Thing is a free program for teachers, families, and students. It includes short videos, lesson plans, and activities about money. The program helps people learn how to use checking and savings accounts, work an ATM, and understand interest. Important The website and videos are accessible. The lesson plans and activities are currently not all accessible.

Junior Achievement of Idaho - Classroom Experience
Junior Achievement Idaho and the Eastern Washington/Northern Idaho branch helps students learn about jobs, how to start a business, and make smart money choices through hands-on activities. Volunteers from local businesses and families visit classrooms across the state to support students in building these skills.

Financial Literacy—Calculating Interest | Learn an easy way to calculate interest (video: 5 minutes, 40 seconds)
This Calculating Interest video from Learn Bright explains what interest is and how it works. It shows how money can grow when people save and how borrowing can add extra costs. The video also teaches words like principal, rate, and time, and shows how to use them to figure out interest.

SSI/SSDI and Work Incentives teaches how earning money can affect benefits and how programs like Ticket to Work and ABLE accounts can help plan and save for the future.

Spotlight on Student Earned Income Exclusion - 2025 Edition | Social Security
The Spotlight on Student Earned Income Exclusion - 2025 Edition from Social Security explains the Student Earned Income Exclusion and provides an example of how it works.

Idaho State Independent Living Council | Idaho Centers for Independent Living
Idaho Centers for Independent Living (CILs) help people with disabilities learn skills and get support to live on their own. They explain programs like Ticket to Work and ABLE accounts, and how earning money can affect benefits. They also offer peer support, training, and help make sure everyone can be included in their community.

SSI, SSDI and Employment video series | Idaho Department of Labor
The SSI, SSDI and Employment video series from the Idaho Department of Labor shows how SSI, SSDI, and work can work together. The videos show how earnings may change benefits and explain programs that support people who want to work. They also offer ideas for planning for financial independence while keeping important supports.

The Red Book - A Guide to Work Incentives | SSA
The Red Book is a guide that explains rules about work for people who get Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). It helps teachers, counselors, and helpers understand how work affects these benefits. It is made for anyone who supports people with disabilities.

Job Readiness helps students get ready for work by exploring careers, learning how to fill out job applications, planning for careers for financial independence, and understanding what to expect on the job.

O*NET OnLine
O*NET Online is a website that helps people learn about different jobs and the skills needed for each one. It shows what workers do, what education is needed, and how much money they might earn. This tool makes it easier to plan for the future and choose a job that matches interests and talents.

PBS Learning Media | Job Pop Video Series
Job Pop! is a series of one-minute videos that show many different jobs. It’s an interesting way to learn about careers that people might not know about. From astronauts to chefs, Job Pop! viewers explore jobs they could want in the future.

Junior Achievement of Idaho - Classroom Experience
Junior Achievement Idaho and the Eastern Washington/Northern Idaho branch helps students learn about jobs, how to start a business, and make smart money choices through hands-on activities. Volunteers from local businesses and families visit classrooms across the state to support students in building these skills.

Transition planning helps students plan for life after high school by connecting them to the services, supports, and resources they need to be successful in reaching their education, employment, and independent living goals.

Idaho Division of Vocational Rehabilitation (IDVR) | Idaho Commission for the Blind and Visually Impaired (ICBVI)
The Idaho Division of Vocational Rehabilitation (IDVR) and the Idaho Commission for the Blind and Visually Impaired (ICBVI) help students with disabilities plan for employment after high school. They work with schools and families to provide hands on experiences to students to learn about jobs and careers. This support helps students get ready for work and independence.

Moving On Idaho Transition Binder
The Moving On Idaho Transition Binder helps students and families plan and stay organized as they prepare for life after high school. Section 2 focuses on keeping personal records organized and easy to find. Financial literacy activities are included in Section 6, Independent Living. Important This document is not accessible. The developers are working to address it.

Idaho Secondary Transition Framework
The Idaho Secondary Transition Framework helps students with disabilities, their families, and community partners plan for life after high school. It encourages student voice, family and school teamwork, and community support for goals like employment. The framework includes six outcome areas that help students prepare for adult life, with financial skills such as money management and budgeting included in the Independent Living outcome area.

Understanding ABLE Accounts can help you save money and pay for approved expenses without losing your benefits.

State ABLE Programs (video: 20 minutes, 34 seconds)
The State ABLE Programs video from the ABLE National Resource Center teaches the basics of ABLE accounts and how they help people with disabilities save money without affecting their benefits. The Center also offers webinars, podcasts, and newsletters to help teachers, families, and students learn more about using ABLE accounts.

Idaho Division of Vocational Rehabilitation (IDVR) | Idaho Commission for the Blind and Visually Impaired (ICBVI)
The Idaho Division of Vocational Rehabilitation (IDVR) and the Idaho Commission for the Blind and Visually Impaired (ICBVI) help people with disabilities learn about money, benefits, and programs like ABLE accounts, which let them save for disability-related expenses without losing benefits. They connect individuals with resources to show how working can affect benefits. They also help people plan for financial independence.

Idaho Parents Unlimited (IPUL) - Building a Bridge
The Idaho Parents Unlimited (IPUL)- Building a Bridge guidebook helps students make goals for life after high school and plan for transition activities and services. Pages 67–75 talk about ABLE accounts and how to manage your money when you turn 18. The guidebook gives tips to help students plan for independence and handle money. Important This document is not accessible. The developers are working to address it.

Housing and Transportation skills include learning how to budget for rent, understand leases, and know the costs of public and private transportation.

Next Gen Personal Finance (NGPF) | Budgeting Unit
The NGPF Budgeting Unit Curriculum gives free lessons and activities to help high school students learn how to manage money. The curriculum includes hands-on projects like planning a Friendsgiving dinner or budgeting with roommates. Important Some resources in the NGPF Budgeting Curriculum are not fully accessible for all users. The NGPF has been notified and asked to improve accessibility.

Stukent Personal Finance Simulation
Thanks to ICCU, teachers can use the Stukent Personal Finance Simulation for free. Students practice real-life money skills like budgeting, paying bills, filing taxes, and dealing with surprise expenses. Each week, they earn a paycheck and make choices to manage money, build good credit, and plan for the future. Registration is required. Important The accessibility of the PDF content on the Stukent website varies. They are aware of this issue and are working to fix it.

Junior Achievement of Idaho - Classroom Experience
Junior Achievement Idaho and the Eastern Washington/Northern Idaho branch helps students learn about jobs, how to start a business, and make smart money choices through hands-on activities. Volunteers from local businesses and families visit classrooms across the state to support students in building these skills.

Insurance Literacy teaches the basics of health insurance, renter's insurance, and auto insurance.

Next Gen Personal Finance (NGPF) | Budgeting Unit
The NGPF Budgeting Unit Curriculum gives free lessons and activities to help high school students learn how to manage money. The curriculum includes hands-on projects like planning a Friendsgiving dinner or budgeting with roommates. Important Some resources in the NGPF Budgeting Curriculum are not fully accessible for all users. The NGPF has been notified and asked to improve accessibility.

It's a Money Thing | CapEd - Intro to Insurance (video: 3 minutes, 29 seconds)
The Insurance video from CapEd’s It’s a Money Thing explains how insurance works. It shows how insurance companies help protect people from losing money. They do this by sharing risks and making payments more affordable.

Banzai-Financial Literacy for Elementary Students
Banzai-Financial Literacy for Elementary Students is a free website that teaches money skills. Students can practice budgeting, saving, and spending with tools and real-life examples. The Elementary Personal Finance section helps young students learn to count and manage money. Registration is required. Important Bonzai works to make their content accessible, but not all printed material is accessible. They are aware and are working on it.

Understanding Credit teaches about credit scores, credit cards, and how to borrow money responsibly.

PBS Learning Media | Making Cents: Financial Literacy Educational Videos
The Credit Score video (35 seconds) by PBS Learning Media, shows what a credit score is and why it matters. It explains how good habits, like paying bills on time and managing money wisely, help build a strong credit score.

Stukent Personal Finance Simulation
Thanks to ICCU, teachers can use the Stukent Personal Finance Simulation in class for free. Students get to practice real-life money skills like budgeting, paying bills, filing taxes, and dealing with surprise expenses. Each week, they earn a paycheck and make choices to manage money, build good credit, and plan for the future. Registration is required. Important The accessibility of the contents on the Stukent website varies. Stukent has been notified and asked to improve accessibility.

Digital Safety teaches students how to protect their personal and financial information online.

It's a Money Thing | CapEd - Foiling Identity Theft (video: 3 minutes, 25 seconds)
The Foiling Identity Theft video from It’s a Money Thing explains how thieves steal personal information and gives easy tips to help stay safe.

Khan Academy | How to Protect Your Personal Identifiable Information (PII) (video: 1 minute, 55 seconds)
The How to Protect Your Personal Identifiable Information (PII) video from Khan Academy explains what personal information and identity theft are. It shows how thieves can steal information and gives tips to stay safe and avoid fraud.

Junior Achievement USA | JA Programs
Junior Achievement Idaho and the Eastern Washington/Northern Idaho branch helps students learn about jobs, how to start a business, and make smart money choices through hands-on activities. Volunteers from local businesses and families visit classrooms across the state to support students in building these skills.

Disability Rights and Protections teaches about laws like the Americans with Disabilities Act (ADA) and Individuals with Disabilities Education Act (IDEA) that protect money and rights.

Idaho Department of Labor | Able to Work
The Able to Work program from the Idaho Department of Labor helps people with disabilities find jobs. It gives tips on job searching, workplace accommodations, and keeping Social Security benefits while working. The program also has special resources for students moving from school to work and job seekers who face extra challenges. Important This website is not accessible.

Idaho Division of Vocational Rehabilitation (IDVR) | Self Service Tools and Resources
The Idaho Division of Vocational Rehabilitation (IDVR) helps people with disabilities get jobs and live more independently. The Self Service Tools and Resources provides tools and information about about getting ready to look for a job or talking about your disability at work. These tools are available to anyone who would like to learn more about disability information and how it relates to a job.

Tax Preparation teaches how to file taxes, claim credits like Earned Income Tax Credit (EITC), and use free tax help services.

Idaho State Independent Living Council (SILC)
The Idaho State Independent Living Council (SILC) can help people with disabilities, or the people who support them, find places where they can get free help with their taxes.

Disability Rights Idaho
Disability Rights Idaho (DRI) can help people with disabilities, or those who support them, find places where they can get free help with their taxes.

USA.gov | Taxes
At Taxes, a website from USA.gov, you can learn about filing taxes and more.

Community Resources include local nonprofits, financial coaching, and groups that support people with disabilities.

Disability Rights Idaho
Disability Rights Idaho (DRI) helps people with disabilities know their rights and speak up for themselves. They give information and help students and families find resources for things like money planning and benefits. DRI makes sure everyone can get the support they need to live on their own.

Idaho Parents Unlimited (IPUL)
Idaho Parents Unlimited (IPUL) helps families of children and youth with disabilities. They give training, information, and support, and help families speak up for their child. IPUL teaches families about their rights, helps them use services, and guides them in planning for the future.

Idaho Council on Developmental Disabilities
The Idaho Council on Developmental Disabilities (ICDD) helps people with developmental disabilities speak up for themselves and be part of their communities. They connect families and students to resources for things like managing money and becoming more independent. ICDD also teaches skills to help people stand up for their rights and influence policies that affect them.

Idaho State Independent Living Council (SILC)
The Idaho State Independent Living Council (SILC) helps people with disabilities live on their own and make their own choices. SILC also helps young people find resources and plan for a successful adult life.

Idaho Parents Unlimited (IPUL)
Idaho Parents Unlimited (IPUL) helps families of children and youth with disabilities. They give training, information, and support, and help families speak up for their child. IPUL teaches families about their rights, helps them use services, and plan for the future.

Idaho Secondary Transition Framework
The Idaho Secondary Transition Framework helps students with disabilities, their families, and community partners plan for life after high school. It focuses on students making their own plans, families working together, and agencies helping students reach goals like getting a job. The framework also provides educators and partners financial skills and benchmarks that can be added to IEPs and transition plans to guide students as they get ready for adult life.